Guys, since we have been collecting money for a couple of months now, I think it's time we have an action plan. Here is my 2 cents.. Please edit the same post with a different color and put your initials under each bullet if you have any comments/corrections.

• Our monthly contributions sum up to approximately $350.
• We will put Dec, Jan and Feb funds in our emergency fund.
• Come March 1st, we will have about a grand in our Emergency fund.
• We will start our chaity services from March'11.
• To start with, we will use $275 for charity and rest (??) will go towards emergency fund.
• AB to talk to uncle and let us know about our options - what are our choices and what we can do with $275.